Direct private lending · First & second mortgages · No formal valuation · $20k – $5m
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Locations

Private lenders by city and state

Private first and second mortgages Australia-wide — with the land titles, caveat and duty rules that matter in each state and territory.

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Sydney & NSW

Private business loans secured on Sydney and NSW property, $20k to $5m. Caveats, first and second mortgages, no formal valuation required. 60-second enquiry.

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Melbourne & VIC

Business loans secured on Melbourne and Victorian property from $20k to $5m. Caveat loans, first and second mortgages, funding in 24–48 hours possible.

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Brisbane & QLD

Queensland property-secured business loans from $20k to $5m, and why QLD caveat loans run on a three-month clock. Same-day possible for smaller amounts.

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Perth & WA

Perth and WA business loans secured on property, $20k to $5m. How Landgate caveats, offer and acceptance contracts and settlement agents affect your funding.

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Adelaide & SA

Adelaide and SA business loans secured on property, $20k to $5m: Form RX caveat removal, duty-free commercial transfers and electronic settlement explained.

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Canberra & ACT

Private business loans secured on ACT Crown lease property, $20k to $5m. How leasehold, purpose clauses and lease variations affect a Canberra secured loan.

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Hobart & Tasmania

Business loans secured on Hobart, Launceston and regional Tasmanian property, $20k to $5m. How Tasmania's newer e-conveyancing and titles rules affect you.

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Gold Coast

Gold Coast business loans secured on homes, strata units, shops and sheds from $20k to $5m. No formal valuation required, and small amounts possible same day.

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Parramatta & W Sydney

Business loans secured on Western Sydney homes, factory units and warehouses, from $20k to $5m. No formal valuation required and no credit check to enquire.

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Sunshine Coast

Sunshine Coast loans for builders, developers and business owners, secured on homes, land, units or sheds from $20k to $5m. No formal valuation required.

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Newcastle & Hunter

Property-secured business loans for Newcastle and Hunter firms, from mining services to vineyards. $20k to $5m, no formal valuation required, fast settlement.

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Darwin & NT

Darwin and NT business loans secured on property, from $20k to $5m. How NT lapsing and non-lapsing caveats work, eConveyancing since 2025 and cyclone cover.

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Geelong & Surf Coast

Geelong business loans secured on homes, shops, factories and Surf Coast property, $20k to $5m. No formal valuation required; interest can be capitalised.

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Wollongong & Illawarra

Business loans for Wollongong and Illawarra trades, builders and manufacturers, secured on homes or industrial property. $20k–$5m, no credit check to enquire.

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Townsville & Cairns

North Queensland business loans secured on Townsville and Cairns property, $20k to $5m. Cyclone insurance, flood mapping and caveat timing explained.

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Toowoomba & Darling Downs

Toowoomba and Darling Downs business loans on town, commercial or rural property, $20k to $5m. Rural is case by case; no formal valuation required.

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Regional & rural

How a private lender assesses regional and rural property for a business loan: town, commercial and farm security, hazards, water and access. $20k to $5m.

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See what your business could qualify for

One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.

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