Direct private lending · First & second mortgages · No formal valuation · $20k – $5m
Smiling business owner in a checked shirt standing in his own workshop

First mortgages

Private first mortgages

Borrow against property you own outright, or refinance a bank out of first position — private terms of 1 to 24 months, priced on the security and the exit.

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Private first mortgages

Private first mortgage business loans, $20k to $5m, on residential, commercial or industrial property. No formal valuation required. Terms up to 24 months.

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Refinance a bank loan

Bank calling in your loan or refusing an extension? Refinance into a private first mortgage from $20k to $5m, with no formal valuation and fast settlement.

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Unencumbered property

Own a property outright? Borrow $20k to $5m for your business with a private first mortgage over the clean title. No formal valuation and no bank to pay out.

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1 to 24 month terms

How to pick a 1 to 24 month private first mortgage term, match it to your exit, and avoid running out of time. Business loans from $20k to $5m.

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Commercial & industrial

Private first mortgages over shops, offices, warehouses and factories. Borrow $20k to $5m, leased or owner-occupied, with no formal valuation required.

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Vacant land loans

Can vacant land secure a business loan? Private first mortgages over land are assessed case by case — what helps, what hurts, and how to plan the exit.

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Low-doc first mortgages

Behind on tax returns or BAS? A low-doc private first mortgage is assessed on your property and exit. See what's still needed to borrow $20k to $5m.

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Industrial property loans

Private loans secured on industrial property: warehouses, factories and strata units, $20k to $5m. First or second mortgage, no formal valuation required.

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Vacant commercial loans

Tenant gone and the bank backing away? Private first mortgages on vacant shops, offices and warehouses, $20k to $5m, until it's re-let or sold.

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See what your business could qualify for

One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.

No credit check to enquire

One lender, not a mailing list

A real specialist on your file