Quick answer
Secured Business Finance guides are written by the Secured Business Finance editorial team. Facts about land titles, caveats, tax and settlement are checked against official Australian sources, with at least two listed on every page. Lending facts come from the lender and are worded identically sitewide. We publish no interest pricing, no testimonials and no invented case studies, label every worked example as illustrative, and correct errors promptly.
Key points
- Written by the Secured Business Finance editorial team
- Official 2024–2026 sources, at least two listed on every page
- No pricing figures, no testimonials, no invented statistics
- Worked examples are labelled illustrative and use roles, not names
- Dates change only when content genuinely changes
- Written by
- Secured Business Finance editorial team
- Sources
- Official, 2+ per page
- Pricing published
- Never
- Corrections
- Via the contact page or phone
Secured Business Finance exists to explain private, property-secured business lending properly. This page sets out how our content is written, where its facts come from, what we refuse to publish, and how to tell us when we’ve got something wrong.
Who writes the content?
Every page and guide is published by the Secured Business Finance editorial team. We don’t attach invented names or stock headshots to articles; when content is reviewed by a named person, that person will be real and identified.
We use software tools, including AI writing tools, to help draft pages and to run consistency checks. Those tools don’t decide what’s true. Every fact about the outside world is checked against the official sources listed at the foot of the page, and the lending facts come from one fixed set described below.
What is the relationship with the lender?
This site is commercial, and we’d rather you hear that from us. Loans enquired about here are provided by fundU, the direct private business lender behind the site. That relationship shapes what the site covers: property-secured business lending, and nothing else.
It doesn’t change how the guides are written. Pages explain the costs, the risks and the situations where private lending is the wrong answer, such as a long-term need with no exit, or spending that is personal rather than business. Our guide on how to check a private lender applies just as much to us as to anyone else.
Where do our facts come from?
Two kinds of fact appear on this site, and each has its own rule.
| Type of fact | Where it comes from | Rule |
|---|---|---|
| Lending facts: amounts, structures, terms, speed, fees | The lender | One fixed wording, used identically sitewide, recorded on the lending criteria page |
| Outside-world facts: titles, caveats, tax, duty, settlement | Official Australian sources | At least two official sources per page, opened and read, preferably published or updated in 2024–2026 |
| Anything we can’t verify | Nowhere | Not published |
Official sources include the state and territory land titles offices, the ATO, ASIC and Moneysmart, state revenue offices, AFSA, the OAIC, ARNECC and PEXA, and federal and state legislation. If a number or a rule can’t be confirmed on one of those, we leave it out rather than guess. The ACCC’s guidance is blunt on this point: businesses shouldn’t guess the facts, and they mustn’t mislead, whether or not they intend to.
Speed is always written as what’s possible, not promised: funding is possible within 24 to 48 hours once documents are in, and smaller amounts the same day. Every deal depends on its documents and the people involved.
Why don’t we publish interest pricing?
Many lenders and brokers in this market advertise a headline figure. We don’t, and won’t.
- Every loan is priced individually, on its security, LVR, term and exit. A single figure would be wrong for most readers.
- Headline figures set false expectations. A borrower who arrives expecting the advertised number and receives a different one has been let down before the conversation starts.
- Rankings by price push borrowers toward the cheapest-looking lender, not the one that can settle on time against their property.
Instead, we explain how pricing is built and what drives it. The guide to private mortgage costs and the total cost of a short-term loan show every component without quoting a figure.
How do we handle examples, reviews and statistics?
- Worked examples are always labelled “Illustrative”. They use round numbers and describe people by role and location, never by name. They aren’t real deals.
- LVR figures appear only inside those labelled examples, never as the lender’s policy or maximum.
- No testimonials, star ratings or awards appear unless they are genuine and come from a live, verifiable source. The ACCC warns businesses against fake reviews and against suppressing or editing negative ones, and we won’t publish reviews on any other basis.
- No invented statistics, such as totals funded, years in business or approval ratios.
- No real borrower details, ever.
How are pages checked before they go live?
Before publication, each page is checked for:
- official sources that support every outside-world fact, listed on the page;
- lending facts that match the lending criteria word for word;
- no interest pricing anywhere on the page;
- examples clearly labelled as illustrative;
- Australian spelling and terms (settlement, conveyancer, land titles office);
- internal links that point to live pages.
How are pages dated and updated?
Each guide shows the date it was last updated. We change that date only when the content has genuinely changed, such as a new ATO rule, a change in a titles office’s practice or a correction. Google’s own guidance asks site owners whether they change dates to make pages seem fresh when nothing substantial has changed; we don’t.
When an official source changes, we update the pages that rely on it. Time-bound topics, such as tax rules that start on a fixed date, are written with that date stated, so readers can tell what applies.
How do we handle corrections?
If you spot something wrong, out of date or unclear, please tell us. Use the contact page or call the number listed there, and include:
- the page address;
- what you believe is wrong;
- an official source, if you have one.
We check the point against the official source. Confirmed errors are fixed promptly and the page’s date is updated when the correction goes live. If the error affected a fact repeated across the site, we correct every page that carries it.
What we don’t do
- We don’t accept payment for placements, sponsored mentions or links.
- We don’t name or compare ourselves against other lenders by name.
- We don’t give personal financial or legal advice. Where it genuinely helps, we suggest having your solicitor or accountant check documents before you sign.
Ready to look at your own deal?
The guides are there so you can walk into a conversation already knowing how first mortgages, second mortgages and caveat loans work. When you want an answer about your own property, send a 60-second enquiry. There’s no credit check, it goes to one direct lender, and a specialist reads it personally. You can also browse all guides first, or go straight to see if you qualify.
Frequently asked questions
Who writes the guides on this site?
The Secured Business Finance editorial team. Lending facts are supplied by the lender behind the site and used in identical wording on every page, and outside-world facts are checked against official sources.
Is this site independent of the lender?
No, and we say so plainly. Loans enquired about here are provided by the direct lender behind the site. The guides still explain when private lending is the wrong choice and when a bank or another option suits better.
Why don't you publish interest pricing?
Because every loan is priced on its own security, LVR, term and exit. A single advertised figure would suit almost nobody who reads it, would set expectations the actual deal may not match, and would give competitors a number to undercut rather than help a borrower.
Are the examples on this site real deals?
No. Worked examples are labelled illustrative, use round numbers and describe people by role and place, such as a Geelong builder. They show how a structure works; they aren't records of real clients.
How do I report a mistake?
Use the contact page or call the number shown there, mention the page address and what you believe is wrong, and include a link to an official source if you have one. We check it against the official source and fix confirmed errors promptly.
Do you accept payment for links or mentions?
No. We don't sell placements, sponsored mentions or links, and we don't name other lenders or brokers in our content.