Your security
Using your property as security
How much equity you can use, which properties count, and how company, trust and family-owned property can secure a business loan.
Equity and LVR explained
Work out the usable equity in your property for a secured business loan: what's owing, first vs second mortgage, LVR and how $20k to $5m is assessed.
Read more →Multiple properties
Combine equity in two or more properties for one secured business loan: how cross-collateral works, mixing first and second mortgages, releasing a title.
Read more →Residential vs commercial
How a private lender looks at a house versus a shop, office or warehouse as security for a business loan: leases, buyer pool, GST on exit and what to prepare.
Read more →Company or trust property
Use property held in a company or family trust as security for a business loan. Who signs, what the trust deed must allow, director guarantees and documents.
Read more →Third-party security
Use a family member's, director's or partner's property to secure your business loan. What they sign, what they're liable for and how to set it up properly.
Read more →No-valuation loans
No formal valuation required: how a private lender assesses your property directly, why it saves time and cost, and what you need to tell us up front.
Read more →Prepaid or capitalised
How prepaid and capitalised interest work on a private secured business loan, why there may be no monthly repayments, and what each option costs your equity.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
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