Second mortgages
Second mortgages and caveat loans
Keep your bank loan where it is and borrow against the equity sitting behind it — by registered second mortgage or a fast caveat loan.
Second mortgages
Release equity behind your mortgage and keep the bank loan as it is. Second mortgage business loans, $20k to $5m, no formal valuation required.
Read more →How seconds rank
Who gets paid first, when the first lender must agree, and what happens to each mortgage when the property is sold. Second mortgage priority, explained.
Read more →Second mortgage vs refinance
Keep the bank loan and add a second mortgage, or refinance the lot into one private first mortgage? How to decide, with a side-by-side comparison.
Read more →Caveat loans
Caveat loans for business, $20k to $5m: how they work, lapsing rules in every state, costs explained and when to convert to a second mortgage.
Read more →Commercial second mortgages
Borrow against the equity in your shop, office, warehouse or factory without refinancing the bank. How commercial second mortgages are assessed.
Read more →Fast second mortgages
Fast second mortgage for business: funding possible in 24–48 hours once documents are in, $20k–$250k same day. What speeds settlement and what slows it.
Read more →Bad credit and ATO debt
ATO debt, past defaults or a bruised credit file? How a property-secured second mortgage is assessed when equity and a clear exit matter most.
Read more →Home equity for business
Borrow against your home for a business purpose without refinancing the home loan. Who signs, bank consent, protecting the home, and $20k to $5m.
Read more →Caveat loan requirements
Do you qualify for a caveat loan? Check property, equity, purpose, exit, ID and who must sign against a simple pass/fail table, plus state rules that matter.
Read more →Low doc second & caveat
Low doc second mortgages and caveat loans for business, $20k to $5m. No tax returns at the centre: property, ID, your bank statement and proof of the exit.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
One lender, not a mailing list
A real specialist on your file