Introduction

Secured Business Finance takes pride in offering custom-fitted Second Mortgages to suit your business's unique financial needs. With our adaptable loan solutions, you gain the flexibility needed to expand, manage cash liquidity, and seize new growth avenues. Committed to transparency and a client-first approach, we aim to be your steadfast ally in achieving enduring financial prosperity.

Exploring Second Mortgages

Second Mortgages are an additional loan secured against a property that already has a mortgage. These loans can serve a multitude of business necessities such as debt consolidation, business growth, or meeting emergency expenses.

Principal Features:

  • Additional Financing: Leverage the equity in your property for added financial manoeuvrability.

  • Quick Cash Availability: Rapidly access funds when your business demands swift action.

  • Adjustable Terms: The loan terms are designed for flexibility, allowing you to tailor them to your business's specific needs.

  • Asset Backed: These loans are collateralised by your property, providing a layer of security for the lender.

  • Varied Repayment Options: Choose a repayment format that aligns with your business’s financial status.

  • Tax Implications: We recommend consulting a finance professional for an in-depth understanding of potential tax impacts.

Our Second Mortgage Products

Secured Business Finance offers an array of Second Mortgage options to suit distinct financial needs.

Interest-Only Second Mortgages:

  • Borrow between $50,000 and $2,000,000.

  • Opt for interest-only monthly payments.

  • No hidden charges for a loan extension.

Principal and Interest Second Mortgages:

  • Borrow between $20,000 and $2,000,000.

  • Pay both principal and interest over a fixed term.

  • Funds are transferred within 24 hours of approval.

Who is eligible?

At Secured Business Finance, our eligibility criteria are designed to encompass a diverse array of business profiles:

  • Loan Objective: A legitimate business aim for procuring the loan is mandatory.

  • Adequate Security: Sufficient equity in the property used as collateral is essential.

  • Types of Businesses: Our services are open to startups, SMEs, property developers, traders, and more.

How to Apply

Application is a breeze with Secured Business Finance:

  1. Online Form: Start by filling out our straightforward online application form.

  2. Swift Assessment: Your application will be evaluated expeditiously, often within the span of a business day.

  3. Prompt Funding: Upon approval, the loan amount can be in your account in as little as 24 hours.

Ready? It's time to get funded!