Introduction

Secured Business Finance offers a selection of meticulously tailored Private Mortgages designed to meet the unique funding needs of your business. Our flexible financing solutions enable you to access funds quickly and efficiently, providing the capital necessary to achieve your business goals. With our customer-centric approach and transparent processes, we are committed to supporting your journey towards financial success. Explore how Private Mortgages can make a profound difference for your business.

Understanding Private Mortgages

Private Mortgages are specialized loan products that offer businesses an alternative source of funding. Unlike traditional mortgage loans provided by banks, Private Mortgages are financed by private investors or lending firms and are secured by property or real estate assets owned by the borrower. These loans provide businesses with the opportunity to obtain essential funds for various purposes, such as expansion, improvement projects, debt consolidation, or handling urgent financial needs.

Key Features:

Property as Collateral: Private Mortgages use the value of property or real estate assets as collateral, giving lenders added security throughout the loan term.

Flexible Terms: Unlike conventional bank mortgages with strict guidelines, Private Mortgages offer more flexible terms. They can be customized to suit your unique business requirements.

Fast Funding: One of the significant advantages of Private Mortgages is the speed at which funds can be accessed. This quick turnaround time is crucial when urgent financial decisions need to be made in your business.

Maintain Ownership: With a Private Mortgage, you retain ownership and control over your property or real estate assets while using them as collateral for the loan. Your business operations continue unaffected.

Repayment options: Multiple repayment options are available for securing a Private Mortgage - whether it's interest-only payments or lump sum payback strategies - providing businesses with greater flexibility in managing their finances effectively.

Consideration for Tax Implications: Consultation with financial experts regarding tax considerations surrounding these loans is advisable since different jurisdictions have varying rules and regulations concerning their treatment.

Our Private Mortgage Products

At Secured Business Finance, we offer a diverse range of flexible Private Mortgage products tailored to meet your business's unique financial requirements. Whether you require immediate access to funds or a short-term financial solution, our array of loan options is designed to provide your business with the financial support it needs to achieve its objectives.

Interest Only 1st and 2nd Mortgages:

These loans are ideal for businesses in urgent need of capital, with the option to make interest-only payments each month.

  • Borrow from $50,000 to $2,000,000, giving you the flexibility to choose the loan amount that suits your needs.

  • Loan terms range from as short as one month to as long as you require, with the possibility of extending the loan duration at no extra cost.

  • Enjoy the convenience of paying only the interest each month, easing your financial burden.

  • There's no requirement to provide tax returns or BAS statements, streamlining the application process.

  • Funds can be made available within 24 hours, ensuring you can address your business's financial needs promptly.

Short-Term Business Loan:

Also known as Private Mortgages, these are suitable for businesses with short-term financial needs, ranging from 1 to 6 months.

  • Borrow amounts ranging from $20,000 to $2,000,000, offering flexibility based on your specific financial requirements.

  • Loan terms can be as short as 1 month or up to 6 months, and you are not required to make regular payments during the loan term.

  • Simplify the process with no need for cash flow records or extensive financial documentation.

  • Enjoy the flexibility of repaying the loan early without incurring any additional charges.

  • Just like with the Interest Only Mortgages, funds can be available within 24 hours, ensuring quick access to the financial support your business needs.

These loan products provide your business with a swift and convenient way to access the capital it requires without the complexities of excessive paperwork or unnecessary hassles.

Eligibility

Secured Business Finance is committed to simplifying the process of securing a Private Mortgage for your business. We recognize that businesses come with diverse financial needs, and our eligibility criteria and application process are thoughtfully designed to ensure accessibility and ease.

Eligibility Criteria:

Our eligibility criteria are structured to be inclusive and accommodating of a wide range of business situations:

  1. Business Purpose: To qualify for our Private Mortgage, your business must have a genuine and clear purpose for the loan. Whether you're expanding, investing, or addressing financial challenges, we're here to support your business objectives.

  2. Asset Equity: You are required to have adequate equity in real estate or valuable assets that can be utilized as collateral for the loan. This equity acts as a security measure, allowing us to expedite the financing process efficiently.

  3. Business Diversity: Our financing solutions extend to various types of businesses, encompassing startups, property developers, importers, self-employed tradespeople, and more. If your business has a legitimate purpose for the loan, rest assured that we are here to provide our assistance.

Application Process

At Secured Business Finance, we've developed a straightforward application process with your convenience in mind:

  1. Online Application: Initiate the process by completing our user-friendly online application form, taking as little as 60 seconds to provide essential information about your business and financing needs.

  2. Swift Assessment: After submitting your application, our experienced team promptly assesses it, often within the hour during business hours. We aim to minimize paperwork and streamline the process as much as possible.

  3. Rapid Funding: Our commitment to speed means we strive to transfer funds to your account within 24 hours, enabling you to address your business needs promptly.

  4. Ongoing Support: Beyond the application process, the team at Secured Business Finance remains available to offer support and assistance even after the loan is settled. Count on us for any questions or additional guidance you may require.

  5. Flexible Repayment Options: We provide a range of flexible repayment choices tailored to your business's cash flow and financial situation. Whether you prefer interest-only payments or other terms, we collaborate with you to find the best fit.

Our goal is to simplify the financing process, ensuring your business can access the necessary capital without unnecessary delays or complications. If you possess a legitimate business purpose and sufficient equity, Secured Business Finance is prepared to assist you in securing your Private Mortgage.

Ready? It's time to get funded!