Equity Release Business Loans

Contents

Introduction

At Secured Business Finance, we specialise in secured business loans, particularly Equity Release Business Loans carefully tailored to your unique needs. As a trusted partner for business owners, we work closely with small businesses.

Our flexible financing helps your business grab chances, manage money, and reach big goals. With our transparent and customer-centric approach, securing financing with us ensures you're on a journey towards enduring financial success. Explore how our Equity Release Business Loans can genuinely improve your business.

Understanding Equity Release Business Loans

Equity Release Business Loans are secured loans for businesses. They help companies get money by using the equity in their commercial property or other assets. These loans are handy for various business needs, like expanding, investing, covering day-to-day costs, or handling unexpected expenses.

Key Features:

  1. Secured by Assets: These loans are safe because they use equity in your home or other assets as security. It's like giving the lender a guarantee.

  2. Flexible Terms: Unlike regular loans with strict rules, these loans offer more flexibility. When you apply for a loan with us, you can shape it to fit your specific needs.

  3. Quick Funds Access: Our service ensures prompt delivery of funds. This can be crucial when you need to act fast in business.

  4. Keep Ownership: You still own and control your property or assets, even though you're using them for the loan. Thus, your business operations remain smooth.

  5. Repayment Choices: For these loans, loan repayment options are versatile. You can either pay only the interest or repay the loan with a large payment at the end. You can select the option that best aligns with your financial situation.

  6. Tax Considerations: There might be tax things to consider depending on where you are and your situation. It's wise to talk to financial experts to understand this better.

Next, we'll delve into the Equity Release Business Loans types, eligibility criteria and how to apply. By the end, you'll understand how these loans can assist business owners in achieving financial aspirations.

Our Equity Release Loan Products

At Secured Business Finance, we offer tailored Equity Release Loan options to fit your business's financial needs. Whether it's fast cash or short-term funding, our loans can help achieve your business objectives.

Interest Only 1st and 2nd Mortgages:

These types of loans are ideal for immediate business needs. You also have the option for a simple loan repayment of just the interest monthly.

  • Loan amounts range from $50k to $2m

  • You can have the loan for as short as one month or extend it to as long as required

  • If you need more time, you can extend the loan without extra charges.

  • You only need to pay the interest every month

  • No need to show tax returns or BAS statements.

  • You can get the funding within 24 hours.

Short-Term Business Loan:

We also call these loans Caveat Loans or Bridging Loans. Great for businesses that need money for a short duration, like 1 to 6 months.

  • Loan amounts are from $20,000 to $2,000,000

  • The loan term ranges from 1 to 6 months.

  • You don't need to make payments during the loan period.

  • There is no need to show cash flow records or financial documents.

  • You can pay back the loan early without any extra charges.

  • We can provide funds within 24 hours.

  • Repay the loan early, without any penalties or fees

These secured business loan products can provide the swift financial boost your business needs.

Eligibility

Secured Business Finance wants to make getting an Equity Release Business Loan easy. Every business is different, so our rules and application are straightforward and user-friendly.

Eligibility Criteria:

We designed our eligibility criteria to include and consider various business situations.

Business Purpose: To qualify, business owners must have a legitimate purpose for the loan. We're here to support your business ambitions.

Sufficient Equity: You need enough equity in real estate to use as collateral for the loan. This equity acts as security for the lender, allowing us to offer financing quickly and efficiently.

Business Type: We offer loans to many businesses, like startups, builders, importers, and self-employed workers. We're here to assist you if you have a business purpose for the loan.

Application Process

The Application Process:

Secured Business Finance offers a streamlined application process for your convenience:

  1. Online Application: Begin by filling out our online application form, which takes as little as 60 seconds to complete. This initial step allows us to gather essential information about your business and financing needs.

  2. Assessment: Once you've submitted your application, our experienced team will assess it promptly, often within the hour during business hours. We aim to minimize paperwork and streamline the process as much as possible.

  3. Fast Funding: We aim to get funds to your account in 24 hours so you can quickly meet your business needs.

  4. Ongoing Support: At Secured Business Finance, we don't just assist during the application process. Our team continues to support and help even after settling the loan. Rely on us for any questions or additional guidance you need.

Flexible Repayment Options: We offer a range of flexible repayment options to suit your business's cash flow and financial situation. Whether you opt for interest-only payments or other terms, we work with you to find the best fit.

We make financing simple. If your business has the right equity, Secured Business Finance can help with your financing needs.

Ready? It's time to get funded!